Learn about seaman loan interest rates in the Philippines. Compare rates for officers and non-officers and apply with a simple at mabilis process before deployment.
Seaman's Loan - simple at mabilis
Fast approval, low interest rates, and same-day release for Filipino seafarers.
Simple at Mabilis
We Offer Seaman’s Loan
SEC Company Registration No. CS201322389 | Certificate of Authority to Operate No. 1536
Low Interest Rate
We offer as low as *1.80% interest rates. APPLY NOW
Seaman’s Loan Philippine Same-Day Release
We are fully committed to serving our clients - simple at mabilis.
No Hidden Charges
Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.
Make your dreams a reality.
We offer the lowest effective interest rate Seaman's loan in the region’s micro-lending industry.
Gain financial security.
We help provide security through low-cost financing aimed to sustain the needs of the seafarers and their family.
Achieve your financial goals.
Our commitment is to be able to provide inclusive financial access to our clients through our Seaman's loan.
About the Company
Who We Are
PCLC has made a meaningful difference in the lives of countless Filipino Seafarers traveling overseas by offering low-cost financing to help support the needs of both workers heading abroad and their families.
We carefully guide credit applicants to ensure that taking on debt will positively impact their financial situation. We place a high value on responsible and manageable borrowing when making decisions about need-based financial aid.
Kaagapay sa Biyahe
Why Us
We prioritize transparency, helping you understand your seaman's loan payment schedules so you can make the best choice.
Customers Testimonials
Hear it from our Seaman's Loan clients
5.0 out of 5 stars (based on 770 reviews)
February 20, 2026
Hassle free. Mabilis ang transaction. With in few hours lng may result na agad.very smooth.
February 5, 2026
Napakabilis kausap at friendly thankyou very much
February 4, 2026
Inassist po kami ng maayos through out the process
January 28, 2026
napaka humble at mabilis ang process.. legit talaga
January 28, 2026
Very accommodating,mabilis kausap..mait Ang staff..
How to Apply for a Seaman’s Loan
Applying for a Seaman’s Loan with Platinum Creditplus Lending Corp is simple and convenient. Follow this step-by-step process to get started.
1
Visit the official application page
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2
Prepare your loan requirements
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3
Submit your application online
4
Wait for verification & processing
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5
Coordinate for approval & release
Before applying: Review the full
Seaman Loan Guide and
Requirements.
Ready to get started?
Apply Now – Same-Day ReleaseTips, Stories, and Announcements
Seaman's Loan Guidelines and Stories
- Stories of Success
- Seaman Loan Guide Philippines
- Announcements
Learn the complete seaman loan requirements in the Philippines. Discover how to apply fast and easy with a simple at mabilis process for seafarers.
PCLC reminds clients to use official payment channels and retain proof of transactions.
PCLC advises borrowers to review and understand all loan terms before signing.
PCLC reminds clients to always verify loan sources, check official channels, and use the Client Portal for safe and transparent transactions.
PCLC’s Truth Campaign guides borrowers in recognizing red flags in fake loan offers to help them stay alert and protect their finances.
The PCLC Client Portal is now live, giving newly approved and renewing clients easy online access to their loan details, statements, due dates, and payment options anytime, anywhere.
PCLC's Truth Campaign reminds borrowers to stay alert and informed with simple, practical tips to spot fake loan offers and avoid financial scams.
Get to know Avelina Suerte as she shares how PCLC helped her in making her financial dreams a reality.
We firmly believe that every Filipino deserves a chance at financial success. Get to know Orland Balsote as he shares how PCLC changed his life.
How do you prepare for the new year when you’re a seafarer? Take note of these 4 ways to be financially ready for the New Year.
If you’re a seaman who’s worrying about finances, don’t worry. There are a lot of options that can ease the financial burden, one is getting a seaman's loan.
Platinum Creditplus Lending Corp is a licensed lending company in the Philippines specializing in financial services for Filipino seafarers.
