Referral Program 2024

How to Join

1. Get Your Referral Code

Hintayin ang iyong Unique Referral Code na ise-send sa iyong registered Email Address or Mobile Number.

2. Refer a Friend

Invite others to apply for Seaman’s Loan gamit ang iyong Unique Referral Code at Full Name.

3. Referrals Approved

Makatanggap ng as much as Php 10,000 for every completed or successful Seaman's Loan referral.

IMPORTANT REMINDERS:

  1. Ang iyong Unique Referral Code at Registered Full Name ay kailangan upang makapag submit ng qualified Seaman’s Loan application ang iyong mga Qualified Referrals.
  2. Siguraduhing tama ang iyong Registered Full Name at Unique Referral Code na gagamitin ng iyong mga Referrals upang mai-tag sa iyo ng tama ang kanilang Seaman’s Loan application. 
  3. Ang iyong Unique Referral Code ay maaaring ipadala sa iyong email address or mobile number na nasa aming system. Siguraduhing may access sa iyong email at mobile number.
  4. I-save ang kopya ng iyong Unique Referral Code.

1. Apply for Loan Using a Referral Code

Mag-apply ng Seaman's Loan gamit ang Unique Referral Code at Full Name ng iyong Qualified Referrer. APPLY NOW

2. Wait for Loan Approval

Hintayin ang tawag mula sa isa sa aming mga Loan Officers upang mai-process ang iyong Seaman's Loan application

3. Claim Approved Loan Proceeds

Claim your loan proceeds to get your PHP 500 cash incentive.

IMPORTANT REMINDERS:

  1. Siguraduhing ang Unique Referral Code at Registered Full Name ng nag-refer na iyong ilalagay sa Seaman’s Loan application ay magma-match sa aming records or system.
  2. Ang lahat ng information na iyong isa-submit ay subject to review, confirmation, and validation.
  3. Ang Unique Referral Code at Registered Full Name ng nag-refer na iyong ilalagay ay dapat mag-match sa aming records or system as a Qualified Referrer.

DTI Fair Trade Permit No. FTEB-197213 Series of 2024

[1] Complete Mechanics

  • Eligibility:
    1. Qualified Referrers:
      • Exclusive para sa mga clients na may good payment records – with or without active loan accounts
        • without a history of restructuring or any case filed against them
        • all accounts are subject to review, confirmation, and validation
    1. Qualified Referrals:
      • New applicants that used a valid referral code upon submission of the loan application.
  • Terms & Conditions:
    1. Promo Period: July 5 to December 31, 2024
    2. Referral Code – ito ang code na gagamitin ng mga Qualified Referrals sa pag submit ng kanilang Seaman’s Loan application.
      • Ang Unique Referral Code ay maaaring gamitin ng borrower at active co-borrower
        • Note: Issuance of incentive will be under the borrower’s name.
      • Ang mga Qualified referrers ay matatanggap ang kanilang Unique Referral Code sa kanilang Email Address or Mobile Number sa system.
        • no registration needed
      • Ang Unique referral Code ay valid sa loob ng promo period na naka-indicate sa itaas.
    1. Qualified Referrers – ito ay ang mga new and existing accounts na qualified base sa mga elibility na nakalista sa itaas.
      • FOR NEW ACCOUNTS
        • Ang Unique Referral Code ay magiging valid lamang kung ang iyong account ay nasa CLAIM: COMPLETE status na or na-claim na ang iyong approved loan proceeds.
        • Ang mga Borrowers and co-borrowers are subject to review kung eligible upang makasali sa programa.
        • Kapag confirmed, and approved at na-released na ang iyong approved loan proceeds, ang iyong Unique Referral Code ay ise-send sa iyong registered email address and/or mobile number sa loob ng two (2) business days.
          • Via Email Address
          • Via Mobile Number
        • Ang mga confirmed and approved list of qualified accounts lamang ang makakatanggap SMS and/or email confirmation.
      • FOR EXISTING ACCOUNTS
        • Ang mga borrowers and co-borrowers ay subject to review kung eligible upang makasali sa program.
        • Ang mga confirmed and approved list of qualified accounts lamang ang makakatanggap SMS and/or email confirmation.
        • Ang Unique Referral Code ay ipapadala sa kanilang mga registered email address and/or mobile number.
          • Via Email Address
          • Via Mobile Number
    1. Qualified Referrals – ito ay ang mga new applications na qualified base sa eligibility na nabanggit sa itaas:
      • Upang ma-qualify ang iyong Seaman’s Loan application as a successful referral:
        • Ang Unique Referral Code na ipinadala sa  Qualified Referrer ay dapat gamitin ng kanilang mga Qualified Referrals sa pag-submit ng kanilang Seaman’s Loan application.
        • Ang Unique Referral Code at Full Name ng nag-refer ay dapat mag-match sa aming records or system.
      • Ang pag-submit ng Seaman’s Loan application, ng mga necessary loan requirements, at pag-claim ng loan proceeds ay dapat maganap sa loob lamang ng given promo period.
      • Ang mga Qualified Referrals ay maaari lamang mag-avail ng one (1) sales & marketing program benefit.
        • Qualified Referrals can choose what promo they want to participate in to receive an incentive.
        • Ang mga Qualified Referrals ay maaari din maging Qualified Referrer base sa mga eligibility na nakalista sa itaas.
    2. Hindi maaaring gamitin ng isang client ang kaniyang Unique Referral Code upang mag-claim or mag-redeem ng incentive.
    3. Ang lahat ng mga Qualified Referrals ay subject to loan approval base sa PCLC’s existing list of qualifications para sa Seaman’s Loan.
    4. No maximum number of referrals.
    5. Cordova Holdings employees are not allowed to join the program.

[2] Area Coverage

    • Nationwide

[3] Promo Period

    1. Loan Application Period: July 5 to December 31, 2024
    2. Redemption Period:
      • AS A QUALIFIED REFERRER
        • Within twelve (12) months after the release of each approved referral
      • AS A QUALIFIED REFERRAL
        • Within six (6) months after the release of loan proceeds.
    3. Notification of approved referrals to referrers will be sent via SMS and/or Email
    4. Notification of approved loan to referrals will be sent via SMS and/or Email

[4] Incentives

  • FOR QUALIFIED REFERRERS:
    • Incentive: A cash incentive of maximum of Php 10,000 or 3% of the approved loan amount of each referred client.
    • Crediting of Incentives:
      • Cut-off period and schedule of incentive release:
        • Referral approved loan release cut-off: every 20th of the month
        • Cash incentive schedule of release: every 30th of the month
      • Crediting method:
        • CHECK – under name of the borrower, no delegation/non-transferable
        • GCASH/BANK TRANSFER – under the registered number of referrer, no delegation/non-transferable

Sample computation*

  • FOR QUALIFIED REFERRALS:
    • Incentive: A cash incentive of PHP 500 for every approved referral account with CLAIM: COMPLETE status.
    • Schedule of release:
      • Within three (3) business days.
    • Crediting method:
      • CHECK – Under the name of the borrower, no delegation/non-transferable
      • GCASH/BANK TRANSFER – under the registered number of referrer, no delegation/non-transferable

[5] Promo Posters

For further questions and inquiries, you may reach us via email at info@platinumcreditplus.com or call us at 0998-967-4774.

What is Referral Program 2024 promo?

#PCLCSimpleAtMabilis Referral Program 2024 aims to provide a new income stream to our valued clients through a referral program.

How to join the Referral Program 2024 promo?

Visit How to Apply to learn more. 

Who are qualified to join the Referral Program 2024 promo?
  • AS A QUALIFIED REFERRER
    • Exclusive to clients with good payment records – with or without active loan accounts
      • without a history of restructuring or any case filed against them
    • all accounts are subject to review, confirmation, and validation
  • AS A QUALIFIED REFERRAL
    • New applicants that used a valid referral code upon submission of the loan application.
Can I walk-in and still join the Referral Program?

Yes, you may still join the Referral Program as a Qualified Referral. Just present the valid Referral Code you have and the name of your Referrer to your handler. 

I did not receive a text message or email with my referral code, what should I do?

You can do the following:

  1. Check your email inbox and spam/junk folder to see if you received an email from Platinum Creditplus Lending Corp. regarding the Referral Program.
  2. You may call us at 0998-967-4774 to confirm if your account is qualified. 
What are your incentives and gifts for the Referral Program 2024 promo?
  • AS A QUALIFIED REFERRER
    • A cash incentive of a maximum of Php 10,000 or 3% of the approved loan amount of each referred client.
  • AS A QUALIFIED REFERRAL
    • A cash incentive of PHP 500 for every approved referral account with CLAIM: COMPLETE status.
What is the promo period?

July 5 to December 31, 2024

Who can I refer for a loan?

You may invite friends/relatives who are also seafarers/seamen using your generated unique referral link to apply for a loan.

  • Note: Only new accounts are accepted as qualified referrals.
How much can I earn as a Qualified Referrer?

Start earning as much as Php 10,000 for every completed loan approval referral

How can I claim my incentive and/or gift?
  • AS A QUALIFIED REFERRER
    • Incentives can be redeemed through the following options:
      • CHECK– under name of the referrer, no delegation/non-transferable
      • GCASH– under the registered number of the referrer, no delegation/non-transferable
  • AS A QUALIFIED REFERRAL
    • Incentives can be redeemed through the following options:
      • CHECK– under name of the referrer, no delegation/non-transferable
      • GCASH– under the registered number of the referrer, no delegation/non-transferable
    •  
What is the redemption period for the incentives and gifts?
  • AS A QUALIFIED REFERRER
    • Within twelve (12) months after the release of each approved referral
  • AS A QUALIFIED REFERRAL
    • Within six (6) months after the release of loan proceeds.
PCLC Team

PCLC Team

Typically replies within an hour

I will be back soon

PCLC Team

Hello! Welcome to Platinum Creditplus Lending Corp.! 

We're excited to serve you, click the Start Chat button below to connect!

Messenger