This promo has ended.

Meanwhile, you may click the button below to contact us or know more about our Seaman’s Loan.

#KaagapaySaBiyahe Referral Program

How it Works

STEP 1

Generate Unique Referral Link

Register to generate your unique referral link.

STEP 2

Refer a Friend

Invite friends who are also seafarers/seamen to apply for a loan using your unique referral link.

STEP 3

Your Friends Got Approved

Receive as much as Php 10,000 for every completed loan approval.

#KaagapaySaBiyahe Referral Program

Generate Your Referral Link Now

This promo has ended.

PROMO MECHANICS

[1] Complete Mechanics

  1. Program is exclusive to any client – borrower and co-borrower; active or not – with good payment records.
    • Without a history of restructuring or any case filed against them.
  2. All qualified clients – borrowers and co-borrowers who wish to join the program must register to generate a unique referral link. This referral link must be used by their referrals upon application.
  3. All registered clients – borrowers and co-borrowers – are subject to review if eligible for the program.
  4. The referrals need to send applications and submit the complete list of requirements within the given promo period.
  5. All referrals are subject to loan approval – loan approval is based on the current list of qualifications for Seaman’s Loan.
  6. Only referrer clients – borrower and co-borrower – with the following referrals are eligible for the incentives/benefits:
    • New clients
    • Approved and completed (approved loan amount released)
  7. No maximum number of referrals.

IMPORTANT REMINDERS:

  • Please make sure to input correct information while generating your unique referral link to avoid any inconvenience. All information will be reviewed and validated upon submission.
  • All data submitted will be subject to review and verification if eligible for the program. If upon review, the data submitted and details or history of your account is NOT qualified, you will receive another notification via email.
  • Unique Referral Link will be sent to the email address provided – please make sure to check your spam folder.
  • Save a copy of your unique referral link.
  • Make sure your referrals use your unique referral link to properly tag them under your name once approved.

[2] Area Coverage

Nationwide

[3] Promo Period

  • Loan Application within: November 15, 2021 to November 15, 2022  extended until December 31, 2022 as approved by DTI-FTEB.
  • Redemption Period: within the calendar year after the release of each approved referral
  • Notification of approved referrals: via Email/SMS/FB Messenger
    •  

[4] Incentives/Benefits

  • CASH INCENTIVE – maximum of Php 10,000 or 3% of the approved loan amount of each referred client.
    Sample computation:

Notes: Incentives/Benefits are non-transferable

  • CREDITING OF CASH INCENTIVE
    • Cut-off period and schedule of release:
      • Referral approved loan release cut-off: every 20th of the month
      • Cash incentive schedule of release: every 30th of the month
    • Crediting method:
      • CHECK – under name of the referrer, no delegation/non-transferable
      • GCASH – under the registered number of the referrer, no delegation/non-transferable

Per DTI Fair Trade Permit No. FTEB-130450 Series of 2021

Frequently Asked Questions

#KaagapaySaBiyahe Referral Program aims to provide a new income stream to our valued clients through a referral program.

There are 3 easy steps to start earning through #KaagapaySaBiyahe Referral Program:

  • Step 1: GENERATE UNIQUE REFERRAL LINK – register to generate your unique referral link
  • Step 2: REFER A FRIEND – invite friends who are also seafarers/seamen to apply for a loan using your unique referral link
  • Step 3: YOUR FRIENDS GOT APPROVED – receive as much as Php 10,000 for every completed loan approval.

Program is exclusive to any client – borrower and co-borrower; active or not – with good payment records.

    • Without history of restructuring or any case filed against them.

You may invite friends/relatives who are also seafarers/seamen using your generated unique referral link to apply for a loan.

Note: Only new accounts are accepted as qualified referrals.

Start earning as much as Php 10,000 for every completed loan approval referral

Promo period is on November 15, 2021 to May 15, 2022

Incentives can be redeemed through the following options:

  • CHECK– under name of the referrer, no delegation/non-transferable
  • GCASH– under the registered number of the referrer, no delegation/non-transferable
  • Referral approved loan release cut-off: every 20th of the month
  • Cash incentive schedule of release: every 30th of the month
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